Based on the product, living benefits can provide benefits should a qualifying terminal, chronic or critical illness or critical injury occur. Fire fighters and police officers who are critically injured or severely burned can get cash from the face value as well as others that may qualify.
Living Benefits may be provided by optional Accelerated Benefits Riders.
Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.
For more inquiries on the types of Life Insurance, you may call us at 760.442.1062.